Investment Properties
 

   • 1-4 Unit Properties
   • Up to 100% Loan to Value (LTV) on Purchases
   • Cash out Refinance up to 75% Loan to Value (LTV)
   • No Income Verification
   • Fixed and Adjustable Rate Programs
   • Apartment Buildings
   • Multi-Family Homes - Up to 95% Loan to Value (LTV)

Commercial Investments

• Greater than 4 Unit Properties
• Up to 100% LTV Purchase and Refinance
• Fixed and Adjustable Rate Programs
• Mixed - Use Properties

Credit Problems

• A thru D Credit Loan Products
• Fixed and Adjustable Rate Programs
• Up to 65% Debt to Income Ratio Programs
• No Income / No Asset Verification
• Foreclosure Bailouts
• Bankruptcy, with an A Rate Available 1 Year After Discharge

Fixed Rate Programs

• 10, 15, 20, and 30 Year Loans Up to 97% Loan to Value (LTV)
• Conforming Loans Up to $300,700
• Jumbo Loans (Greater than $300,700)
• No Income Verification
• No Asset Verification

Government Loans

• FHA Loans - As Little as 3% Down
• FHA Loans - Down Payment can be 100% Gifts
• Fixed and Adjustable Rate Programs
• Up to 6% Seller Concession on Closing Costs
• VA Loans

Rate Locks

• Up to 270 days available
• Float Down Options

Second Homes

• Purchase or Cash Out Refinancing
• Up to 100% Loan to Value (LTV) - Full Doc
• Up to 95% Loan to Value (LTV) - No Doc